Does your policy cover your HVAC system? Your insurance may only cover damage due to unexpected hazards, not normal wear and tear. That means it’s up to you to keep your system in good shape.

Regular maintenance can keep your unit running safely and smoothly and save you the cost of a repair bill. Learn which HVAC tasks you can do yourself and when you might want to call in a professional. 

And if you want to know more about your coverage (or what you can add on), reach out anytime. 

The Benefits of Maintaining Your HVAC System 

Routine inspections can identify minor problems before they become more significant issues. For example, if your air conditioning system is low on refrigerant, it’s better to find out you have a slow leak and get it fixed before the system fails on a warm day.

Maintenance Tasks You Can Do Yourself

Check your air filters and replace them as needed. Dust buildup can cause increased energy usage, a shorter equipment life span and more frequent breakdowns due to poor airflow and overheating. 

Filters usually need to be replaced every one to three months, depending on the filter quality, your home’s air quality and how often you run your system.

When to Call in a Pro

It’s best to have your system professionally serviced at least once a year. An expert has the tools and experience to test and maintain your unit for safety. 

Plus, a pro can access systems in challenging locations like a cramped attic and perform tasks such as:

  • looking for leaks, cracks and corrosion
  • cleaning dust, dirt and debris
  • lubricating moving parts
  • checking electrical connections
  • calibrating the thermostat 

If you know someone who may need a friendly reminder to get their HVAC system serviced, feel free to share this newsletter with them.  

We’re always here to help if you have questions about protecting your property or vehicle.

4 Responses
  1. Thanks for pointing out that it is best to have a professional to service our unit every year. I guess we have been neglectful regarding that aspect that is why we need a furnace repair now that we have been here for two years now. Hopefully, professionals would still be able to fix the issue, since we don’t have the budget for a replacement yet.

  2. My home has been feeling too cold, and I’m not sure what to do about it. It makes sense that this could be an issue with my furnace! It would definitely be a good idea for me to get a professional to fix my HVAC system for this. They would be able to figure out what exactly is causing my heating system to underperform.

  3. It’s helpful to know how HVAC units need to get inspected by a specialist at least once per year. We just bought a new furnace, and we want to install it next weekend, but we think it’d be wise to hire a professional for the job, so we’ll look for one and follow your maintenance tips in the future. My fiance and I appreciate your insight on calling an HVAC professional when our unit leaks or has corrosion.

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